Friday, December 21, 2007

Getting a Car

As I mentioned in a previous post of mine, one of the goals that my husband and I have is to make sure that 2008 does not end with us still living in an apartment. In addition to that, we are also adding in our goal setting is to purchase a car as well.

What we were thinking about was getting an auto loan. As we do not have cash to pay for a car in full, we would have to make something sort of a partial payment or a down payment first, and then make some monthly payments for the rest of the remaining balance.

Auto loans seem like the option we will be going for now, anyway we won't be buying the car for another 6 months or so. But right now, we are already preparing ourselves for some of the requirements that might be required for us to present when applying for car loans, like our proof of income, tax returns, valid IDs, and other documents we may need to present.

For now, what we are busy with is to get as much information as possible regarding this type of loan as we want to make an educated choice on which to get. Simply put, we want to make the best choice possible.

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